secwatch.observer — SEC 8-K summary
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Issuer:     CITIZENS FINANCIAL GROUP INC/RI (CFG)
CIK:        0000759944
Form:       8-K
Filed at:   2026-07-16T10:32:21+00:00
Accession:  0000759944-26-000133
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Citizens Financial Q2 net income $587M, EPS $1.30, up 41% YoY; revenue up 12%
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- Net income $587M, EPS $1.30, up 41% YoY and 15% QoQ; ROTCE 13.9%.
- Revenue $2,283M, up 12% YoY; NII +14% YoY, fees +9% YoY; positive operating leverage 6.4%.
- Loans up 3% spot QoQ; NCO ratio 37bps, down 2bps QoQ; CET1 10.4%.
- Private Bank contributed $0.15 to EPS, up from $0.11 in Q1; record Capital Markets and Wealth fees.
- Dividend $0.46/share declared, payable Aug 13; TBV/share $38.29, up 1% QoQ.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/759944/000075994426000133/0000759944-26-000133-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/759944/000075994426000133/cfg-20260716.htm
  HTML page:      https://secwatch.observer/filing/0000759944-26-000133

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer