{"schema_version":"secwatch.filing_event.v1","accession":"0000759944-26-000139","form_type":"8-K","ticker":"CFG","cik":"0000759944","company_name":"CITIZENS FINANCIAL GROUP INC/RI","filed_at":"2026-07-21T12:22:21+00:00","discovered_at":"2026-07-21T12:25:00.271551+00:00","generated_at":"2026-07-21T12:25:07.790022+00:00","sec_items":["8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Citizens Financial Q2 EPS $1.30, revenue $2.28B; launches Series J preferred offering","bullets":["EPS $1.30 (up 41% YoY); ROTCE 13.9% vs 11.0% YoY.","PPNR $889M (+24% YoY); NII $1.63B (+14% YoY); NIM 3.17% (+22 bps YoY).","Loans +3% spot QoQ; deposits +1% spot; NCOs 37 bps, down 2 bps QoQ.","Proposed Series J preferred offering; proceeds to redeem Series G (4.000% fixed-rate reset) preferred stock.","Common dividend $0.46/share payable Aug 13; $225M share repurchases in Q2."],"urls":{"canonical":"https://secwatch.observer/filing/0000759944-26-000139","json":"https://secwatch.observer/filing/0000759944-26-000139.json","markdown":"https://secwatch.observer/filing/0000759944-26-000139.md","text":"https://secwatch.observer/filing/0000759944-26-000139.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/759944/000075994426000139/0000759944-26-000139-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/759944/000075994426000139/cfg-20260721.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-21T12:25:07.790022+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}