First Bancorp Q3 net income $10.1M (+11.9% YoY); new quarterly record

First Bancorp, Inc /ME/

2022-Q3 EPS reported $2.70

Diluted EPS $0.91, up 11.0% from $0.82 YoY; net interest margin 3.14% vs 2.96%.
Loans grew $69.6M in-quarter to $1.86B; low-cost deposits up 4.0% to $1.40B.
Non-performing assets ratio 0.07% vs 0.18% prior quarter; provision for loan losses $400K.
Quarterly dividend $0.34/share, payable Oct 21 to record Oct 5 (37% payout ratio).
Completed $5.2M residential loan sale; one-time charges of $681K impacted efficiency ratio.

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