{"schema_version":"secwatch.filing_event.v1","accession":"0000765207-23-000005","form_type":"8-K","ticker":"FNLC","cik":"0000765207","company_name":"First Bancorp, Inc /ME/","filed_at":"2023-01-18T23:59:59+00:00","discovered_at":"2026-05-14T18:03:48.049295+00:00","generated_at":"2026-06-20T14:22:12.670232+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"First Bancorp reports record annual net income of $39.0M; diluted EPS $3.53 for 2022","bullets":["Net income for 2022 was $39.0M, up 7.5% from $36.3M in 2021; diluted EPS $3.53 vs $3.30.","Net interest margin expanded to 3.15% for 2022 from 2.95% in 2021.","Total loans grew 16.2% to $1.91B; deposits increased 12.0% to $2.38B.","Q4 2022 net income was $9.2M, down 3.7% from Q4 2021; diluted EPS $0.83 vs $0.87.","Dividend of $0.34 per share declared for Q4, payable Jan 20, 2023 to holders of record Jan 9."],"urls":{"canonical":"https://secwatch.observer/filing/0000765207-23-000005","json":"https://secwatch.observer/filing/0000765207-23-000005.json","markdown":"https://secwatch.observer/filing/0000765207-23-000005.md","text":"https://secwatch.observer/filing/0000765207-23-000005.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/765207/000076520723000005/0000765207-23-000005-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/765207/000076520723000005/fnlc-20230118.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T14:22:12.670232+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"2ebd327584051a7b7ea081889371d46fd1e77d74","claim":"First Bancorp, Inc /ME/ reported three months ended December 31, 2022 results: net income $9.2 million, EPS $0.83.","evidence_excerpt":"The Company also announced operating results for the three months ended December 31, 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/765207/000076520723000005/0000765207-23-000005-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"three months ended December 31, 2022"},{"label":"Net income","value":"$9.2 million"},{"label":"EPS","value":"$0.83"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"ef382ce202508ce6357532a2398e1bd4a9dd4e45","claim":"First Bancorp, Inc /ME/ reported year ended December 31, 2022 results: net income $39.0 million, EPS $3.53 per share.","evidence_excerpt":"The First Bancorp (Nasdaq: FNLC), parent company of First National Bank, today announced operating results for the year ended December 31, 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/765207/000076520723000005/0000765207-23-000005-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"year ended December 31, 2022"},{"label":"Net income","value":"$39.0 million"},{"label":"EPS","value":"$3.53 per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}