{"schema_version":"secwatch.filing_event.v1","accession":"0000765207-23-000046","form_type":"8-K","ticker":"FNLC","cik":"0000765207","company_name":"First Bancorp, Inc /ME/","filed_at":"2023-10-18T23:59:59+00:00","discovered_at":"2026-05-14T18:03:31.971456+00:00","generated_at":"2026-06-09T22:13:20.784776+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"First Bancorp Q3 net income $7.5M, EPS $0.67 flat QoQ; deposits up $100M","bullets":["Net income $7.5M, +1.1% QoQ; diluted EPS $0.67 unchanged from prior quarter.","Net interest margin 2.40% vs 2.46% QoQ; net interest income $16.0M, +0.2%.","Loans +$18.9M to $2.08B; deposits +$100.1M to $2.60B, driven by low-cost categories.","Asset quality strong: NPA/assets 0.09%, NPL/loans 0.12%, past due loans 0.10%.","Q3 dividend $0.35/share declared, payable Oct 20 to holders of record Oct 10."],"urls":{"canonical":"https://secwatch.observer/filing/0000765207-23-000046","json":"https://secwatch.observer/filing/0000765207-23-000046.json","markdown":"https://secwatch.observer/filing/0000765207-23-000046.md","text":"https://secwatch.observer/filing/0000765207-23-000046.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/765207/000076520723000046/0000765207-23-000046-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/765207/000076520723000046/fnlc-20231018.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T22:13:20.784776+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"afe621adde515114c7a88ad6d88e2ff834f24446","claim":"First Bancorp, Inc /ME/ reported the quarter ended September 30, 2023 results: net income $7.5 million, EPS $0.67.","evidence_excerpt":"Unaudited net income for the period was $7.5 million representing an increase of 1.1% from the second quarter of 2023. Diluted earnings per share were $0.67, level with the prior quarter.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/765207/000076520723000046/0000765207-23-000046-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended September 30, 2023"},{"label":"Net income","value":"$7.5 million"},{"label":"EPS","value":"$0.67"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}