{"schema_version":"secwatch.filing_event.v1","accession":"0000765207-24-000035","form_type":"8-K","ticker":"FNLC","cik":"0000765207","company_name":"First Bancorp, Inc /ME/","filed_at":"2024-07-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:15.812398+00:00","generated_at":"2026-05-31T17:40:05.025759+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"First Bancorp Q2 EPS $0.55; net income $6.2M; dividend raised to $0.36","bullets":["Diluted EPS $0.55, net income $6.2M; pre-tax pre-provision earnings up 18.1% from Q1.","Loans grew 13.6% annualized to $2.25B; total assets $3.08B, up $106.8M in quarter.","Non-performing assets to total assets remained at 0.09%; ACL on loans at 1.10%.","Quarterly dividend increased by $0.01 to $0.36 per share; payable July 19, 2024.","Efficiency ratio improved to 56.35% from 61.15% in Q1."],"urls":{"canonical":"https://secwatch.observer/filing/0000765207-24-000035","json":"https://secwatch.observer/filing/0000765207-24-000035.json","markdown":"https://secwatch.observer/filing/0000765207-24-000035.md","text":"https://secwatch.observer/filing/0000765207-24-000035.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/765207/000076520724000035/0000765207-24-000035-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/765207/000076520724000035/fnlc-20240724.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T17:40:05.025759+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}