---
schema_version: "secwatch.filing_event.v1"
accession: "0000765207-24-000035"
form_type: "8-K"
ticker: "FNLC"
cik: "0000765207"
company_name: "First Bancorp, Inc /ME/"
filed_at: "2024-07-24T23:59:59+00:00"
generated_at: "2026-05-31T17:40:05.025759+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# First Bancorp Q2 EPS $0.55; net income $6.2M; dividend raised to $0.36

## Summary
- Diluted EPS $0.55, net income $6.2M; pre-tax pre-provision earnings up 18.1% from Q1.
- Loans grew 13.6% annualized to $2.25B; total assets $3.08B, up $106.8M in quarter.
- Non-performing assets to total assets remained at 0.09%; ACL on loans at 1.10%.
- Quarterly dividend increased by $0.01 to $0.36 per share; payable July 19, 2024.
- Efficiency ratio improved to 56.35% from 61.15% in Q1.

## SEC filing metadata
- accession: 0000765207-24-000035
- form_type: 8-K
- ticker: FNLC
- cik: 0000765207
- company_name: First Bancorp, Inc /ME/
- filed_at: 2024-07-24T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/765207/000076520724000035/0000765207-24-000035-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/765207/000076520724000035/fnlc-20240724.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000765207-24-000035
- JSON: https://secwatch.observer/filing/0000765207-24-000035.json
- Plain text: https://secwatch.observer/filing/0000765207-24-000035.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.