{"schema_version":"secwatch.filing_event.v1","accession":"0000765207-24-000047","form_type":"8-K","ticker":"FNLC","cik":"0000765207","company_name":"First Bancorp, Inc /ME/","filed_at":"2024-10-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:10.993291+00:00","generated_at":"2026-05-30T11:17:28.902708+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"First Bancorp Q3 net income $7.6M, EPS $0.68; NIM expands 11bp to 2.32%","bullets":["Net income $7.6M ($0.68 diluted EPS) up 22.7% from Q2; PTPP earnings $8.5M.","Net interest income $16.4M (best in six quarters); NIM up 11bp to 2.32% as asset yields rose.","Loans grew at annualized 10.6% to $2.31B; total assets $3.14B, up $57.6M in Q3.","NPAs/total assets 0.08%; ACL/loans 1.04%; net charge-offs annualized 0.005%. Tangible book value per share $20.27."],"urls":{"canonical":"https://secwatch.observer/filing/0000765207-24-000047","json":"https://secwatch.observer/filing/0000765207-24-000047.json","markdown":"https://secwatch.observer/filing/0000765207-24-000047.md","text":"https://secwatch.observer/filing/0000765207-24-000047.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/765207/000076520724000047/0000765207-24-000047-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/765207/000076520724000047/fnlc-20241023.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T11:17:28.902708+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}