{"schema_version":"secwatch.filing_event.v1","accession":"0000765207-25-000029","form_type":"8-K","ticker":"FNLC","cik":"0000765207","company_name":"First Bancorp, Inc /ME/","filed_at":"2025-04-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:51.213855+00:00","generated_at":"2026-05-23T08:37:04.185251+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"First Bancorp Q1 net income $7.1M (+17.5% YoY); EPS $0.63 vs $0.54","bullets":["Net income $7.1M, diluted EPS $0.63; up 17.5% and 17.0% from Q1 2024.","Net interest margin expanded to 2.48% from 2.22% YoY; NIM up 6bp QoQ.","Total assets $3.19B; loans grew at annualized 7.3% to $2.38B.","Non-performing assets / total assets 0.19%; ACL on loans 1.05%.","Q1 dividend of $0.36 per share declared, paid April 18, 2025."],"urls":{"canonical":"https://secwatch.observer/filing/0000765207-25-000029","json":"https://secwatch.observer/filing/0000765207-25-000029.json","markdown":"https://secwatch.observer/filing/0000765207-25-000029.md","text":"https://secwatch.observer/filing/0000765207-25-000029.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/765207/000076520725000029/0000765207-25-000029-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/765207/000076520725000029/fnlc-20250423.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T08:37:04.185251+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}