---
schema_version: "secwatch.filing_event.v1"
accession: "0000765207-25-000029"
form_type: "8-K"
ticker: "FNLC"
cik: "0000765207"
company_name: "First Bancorp, Inc /ME/"
filed_at: "2025-04-23T23:59:59+00:00"
generated_at: "2026-05-23T08:37:04.185251+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# First Bancorp Q1 net income $7.1M (+17.5% YoY); EPS $0.63 vs $0.54

## Summary
- Net income $7.1M, diluted EPS $0.63; up 17.5% and 17.0% from Q1 2024.
- Net interest margin expanded to 2.48% from 2.22% YoY; NIM up 6bp QoQ.
- Total assets $3.19B; loans grew at annualized 7.3% to $2.38B.
- Non-performing assets / total assets 0.19%; ACL on loans 1.05%.
- Q1 dividend of $0.36 per share declared, paid April 18, 2025.

## SEC filing metadata
- accession: 0000765207-25-000029
- form_type: 8-K
- ticker: FNLC
- cik: 0000765207
- company_name: First Bancorp, Inc /ME/
- filed_at: 2025-04-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/765207/000076520725000029/0000765207-25-000029-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/765207/000076520725000029/fnlc-20250423.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000765207-25-000029
- JSON: https://secwatch.observer/filing/0000765207-25-000029.json
- Plain text: https://secwatch.observer/filing/0000765207-25-000029.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.