secwatch.observer — SEC 8-K summary
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Issuer:     First Bancorp, Inc /ME/ (FNLC)
CIK:        0000765207
Form:       8-K
Filed at:   2025-04-23T23:59:59+00:00
Accession:  0000765207-25-000029
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

First Bancorp Q1 net income $7.1M (+17.5% YoY); EPS $0.63 vs $0.54
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- Net income $7.1M, diluted EPS $0.63; up 17.5% and 17.0% from Q1 2024.
- Net interest margin expanded to 2.48% from 2.22% YoY; NIM up 6bp QoQ.
- Total assets $3.19B; loans grew at annualized 7.3% to $2.38B.
- Non-performing assets / total assets 0.19%; ACL on loans 1.05%.
- Q1 dividend of $0.36 per share declared, paid April 18, 2025.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/765207/000076520725000029/0000765207-25-000029-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/765207/000076520725000029/fnlc-20250423.htm
  HTML page:      https://secwatch.observer/filing/0000765207-25-000029

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer