{"schema_version":"secwatch.filing_event.v1","accession":"0000765207-25-000042","form_type":"8-K","ticker":"FNLC","cik":"0000765207","company_name":"First Bancorp, Inc /ME/","filed_at":"2025-07-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.336721+00:00","generated_at":"2026-05-18T03:52:28.467549+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"First Bancorp Q2 net income $8.1M, EPS $0.72, up 30.7% YoY; dividend raised to $0.37","bullets":["Net income $8.1M ($0.72 diluted EPS), up 30.7% from Q2 2024; YTD net income $15.1M, up 24.2% YoY.","Net interest margin expanded 31 bps to 2.52%; efficiency ratio improved to 52.39% from 56.35%.","Tangible book value per share $20.94, up 9.1% YoY; quarterly dividend increased to $0.37 per share.","Total assets $3.20B; loan growth $146.3M YoY; non-performing assets ratio 0.19%."],"urls":{"canonical":"https://secwatch.observer/filing/0000765207-25-000042","json":"https://secwatch.observer/filing/0000765207-25-000042.json","markdown":"https://secwatch.observer/filing/0000765207-25-000042.md","text":"https://secwatch.observer/filing/0000765207-25-000042.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/765207/000076520725000042/0000765207-25-000042-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/765207/000076520725000042/fnlc-20250723.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T03:52:28.467549+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}