---
schema_version: "secwatch.filing_event.v1"
accession: "0000765207-25-000042"
form_type: "8-K"
ticker: "FNLC"
cik: "0000765207"
company_name: "First Bancorp, Inc /ME/"
filed_at: "2025-07-23T23:59:59+00:00"
generated_at: "2026-05-18T03:52:28.467549+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# First Bancorp Q2 net income $8.1M, EPS $0.72, up 30.7% YoY; dividend raised to $0.37

## Summary
- Net income $8.1M ($0.72 diluted EPS), up 30.7% from Q2 2024; YTD net income $15.1M, up 24.2% YoY.
- Net interest margin expanded 31 bps to 2.52%; efficiency ratio improved to 52.39% from 56.35%.
- Tangible book value per share $20.94, up 9.1% YoY; quarterly dividend increased to $0.37 per share.
- Total assets $3.20B; loan growth $146.3M YoY; non-performing assets ratio 0.19%.

## SEC filing metadata
- accession: 0000765207-25-000042
- form_type: 8-K
- ticker: FNLC
- cik: 0000765207
- company_name: First Bancorp, Inc /ME/
- filed_at: 2025-07-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/765207/000076520725000042/0000765207-25-000042-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/765207/000076520725000042/fnlc-20250723.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000765207-25-000042
- JSON: https://secwatch.observer/filing/0000765207-25-000042.json
- Plain text: https://secwatch.observer/filing/0000765207-25-000042.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.