secwatch.observer — SEC 8-K summary
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Issuer:     First Bancorp, Inc /ME/ (FNLC)
CIK:        0000765207
Form:       8-K
Filed at:   2025-07-23T23:59:59+00:00
Accession:  0000765207-25-000042
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

First Bancorp Q2 net income $8.1M, EPS $0.72, up 30.7% YoY; dividend raised to $0.37
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- Net income $8.1M ($0.72 diluted EPS), up 30.7% from Q2 2024; YTD net income $15.1M, up 24.2% YoY.
- Net interest margin expanded 31 bps to 2.52%; efficiency ratio improved to 52.39% from 56.35%.
- Tangible book value per share $20.94, up 9.1% YoY; quarterly dividend increased to $0.37 per share.
- Total assets $3.20B; loan growth $146.3M YoY; non-performing assets ratio 0.19%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/765207/000076520725000042/0000765207-25-000042-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/765207/000076520725000042/fnlc-20250723.htm
  HTML page:      https://secwatch.observer/filing/0000765207-25-000042

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer