{"schema_version":"secwatch.filing_event.v1","accession":"0000765207-26-000098","form_type":"8-K","ticker":"FNLC","cik":"0000765207","company_name":"First Bancorp, Inc /ME/","filed_at":"2026-07-22T20:17:04+00:00","discovered_at":"2026-07-22T20:18:00.245872+00:00","generated_at":"2026-07-22T20:18:19.006218+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"First Bancorp Q2 net income up 18.6% to $9.6M; EPS $0.85, NIM expands to 2.88%","bullets":["Net income $9.6M, diluted EPS $0.85, up 18.6% and 17.8% YoY respectively.","Net interest margin expanded to 2.88%, up 36 bps from 2.52% in Q2 2025.","Loan growth of $18.6M in Q2; total assets $3.22B.","Efficiency ratio improved to 50.33% from 52.39% a year ago.","Quarterly dividend increased to $0.38 per share from $0.37."],"urls":{"canonical":"https://secwatch.observer/filing/0000765207-26-000098","json":"https://secwatch.observer/filing/0000765207-26-000098.json","markdown":"https://secwatch.observer/filing/0000765207-26-000098.md","text":"https://secwatch.observer/filing/0000765207-26-000098.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/765207/000076520726000098/0000765207-26-000098-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/765207/000076520726000098/fnlc-20260722.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-22T20:18:19.006218+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}