secwatch.observer — SEC 8-K summary
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Issuer:     First Bancorp, Inc /ME/ (FNLC)
CIK:        0000765207
Form:       8-K
Filed at:   2026-07-22T20:17:04+00:00
Accession:  0000765207-26-000098
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

First Bancorp Q2 net income up 18.6% to $9.6M; EPS $0.85, NIM expands to 2.88%
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- Net income $9.6M, diluted EPS $0.85, up 18.6% and 17.8% YoY respectively.
- Net interest margin expanded to 2.88%, up 36 bps from 2.52% in Q2 2025.
- Loan growth of $18.6M in Q2; total assets $3.22B.
- Efficiency ratio improved to 50.33% from 52.39% a year ago.
- Quarterly dividend increased to $0.38 per share from $0.37.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/765207/000076520726000098/0000765207-26-000098-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/765207/000076520726000098/fnlc-20260722.htm
  HTML page:      https://secwatch.observer/filing/0000765207-26-000098

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer