{"schema_version":"secwatch.filing_event.v1","accession":"0000775215-25-000027","form_type":"8-K","ticker":"HBT","cik":"0000775215","company_name":"HBT Financial, Inc.","filed_at":"2025-07-21T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.352272+00:00","generated_at":"2026-05-18T05:26:42.056442+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"HBT Financial Q2 2025 net income $19.2M ($0.61 EPS); adjusted EPS $0.63, NIM 4.19% on tax-equiv","bullets":["Net income $19.2M ($0.61 diluted EPS) vs $18.1M ($0.57) in Q2 2024.","Adjusted net income $19.8M, adjusted EPS $0.63; adjusted ROATCE 16.02%.","Net interest margin (tax-equiv) rose 3 bps to 4.19%; nonperforming assets 0.13% of total assets.","Tangible book value per share increased $0.59 to $16.02, up 17.4% YoY.","Loans declined on seasonal paydowns; loan pipelines higher, growth expected in Q3 2025."],"urls":{"canonical":"https://secwatch.observer/filing/0000775215-25-000027","json":"https://secwatch.observer/filing/0000775215-25-000027.json","markdown":"https://secwatch.observer/filing/0000775215-25-000027.md","text":"https://secwatch.observer/filing/0000775215-25-000027.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/775215/000077521525000027/0000775215-25-000027-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/775215/000077521525000027/hbt-20250721.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T05:26:42.056442+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}