secwatch.observer — SEC 8-K summary
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Issuer:     HBT Financial, Inc. (HBT)
CIK:        0000775215
Form:       8-K
Filed at:   2025-07-21T23:59:59+00:00
Accession:  0000775215-25-000027
Event type: earnings
Sentiment:  positive
Materiality: 0.65
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

HBT Financial Q2 2025 net income $19.2M ($0.61 EPS); adjusted EPS $0.63, NIM 4.19% on tax-equiv
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- Net income $19.2M ($0.61 diluted EPS) vs $18.1M ($0.57) in Q2 2024.
- Adjusted net income $19.8M, adjusted EPS $0.63; adjusted ROATCE 16.02%.
- Net interest margin (tax-equiv) rose 3 bps to 4.19%; nonperforming assets 0.13% of total assets.
- Tangible book value per share increased $0.59 to $16.02, up 17.4% YoY.
- Loans declined on seasonal paydowns; loan pipelines higher, growth expected in Q3 2025.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/775215/000077521525000027/0000775215-25-000027-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/775215/000077521525000027/hbt-20250721.htm
  HTML page:      https://secwatch.observer/filing/0000775215-25-000027

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer