---
schema_version: "secwatch.filing_event.v1"
accession: "0000775215-26-000009"
form_type: "8-K"
ticker: "HBT"
cik: "0000775215"
company_name: "HBT Financial, Inc."
filed_at: "2026-01-26T23:59:59+00:00"
generated_at: "2026-05-16T08:13:00.651914+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# HBT Financial Q4 adj. EPS $0.64, tangible book up 16.2%; merger with CNB Bank expected in Q1 2026

## Summary
- GAAP net income $18.9M ($0.60 diluted EPS); adjusted net income $20.1M ($0.64 diluted EPS).
- Loans grew $56.2M (6.6% annualized) in Q4; NPA/total assets stable at 0.17%.
- Proposed merger with CNB Bank Shares, Inc. expected to close in Q1 2026, expanding Chicago and St. Louis markets.
- Tangible book value per share rose to $17.20, a 16.2% YoY increase.
- Net interest margin stable at 4.12% (tax-equivalent 4.16%); adjusted ROATCE 14.97%.

## SEC filing metadata
- accession: 0000775215-26-000009
- form_type: 8-K
- ticker: HBT
- cik: 0000775215
- company_name: HBT Financial, Inc.
- filed_at: 2026-01-26T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/775215/000077521526000009/0000775215-26-000009-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/775215/000077521526000009/hbt-20260126.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000775215-26-000009
- JSON: https://secwatch.observer/filing/0000775215-26-000009.json
- Plain text: https://secwatch.observer/filing/0000775215-26-000009.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.