secwatch.observer — SEC 8-K summary
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Issuer:     HBT Financial, Inc. (HBT)
CIK:        0000775215
Form:       8-K
Filed at:   2026-01-26T23:59:59+00:00
Accession:  0000775215-26-000009
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

HBT Financial Q4 adj. EPS $0.64, tangible book up 16.2%; merger with CNB Bank expected in Q1 2026
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- GAAP net income $18.9M ($0.60 diluted EPS); adjusted net income $20.1M ($0.64 diluted EPS).
- Loans grew $56.2M (6.6% annualized) in Q4; NPA/total assets stable at 0.17%.
- Proposed merger with CNB Bank Shares, Inc. expected to close in Q1 2026, expanding Chicago and St. Louis markets.
- Tangible book value per share rose to $17.20, a 16.2% YoY increase.
- Net interest margin stable at 4.12% (tax-equivalent 4.16%); adjusted ROATCE 14.97%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/775215/000077521526000009/0000775215-26-000009-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/775215/000077521526000009/hbt-20260126.htm
  HTML page:      https://secwatch.observer/filing/0000775215-26-000009

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer