{"schema_version":"secwatch.filing_event.v1","accession":"0000776901-23-000213","form_type":"8-K","ticker":"INDB","cik":"0000776901","company_name":"INDEPENDENT BANK CORP","filed_at":"2023-10-19T23:59:59+00:00","discovered_at":"2026-05-14T18:03:31.987391+00:00","generated_at":"2026-06-09T21:20:52.241454+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Independent Bank Corp Q3 net income $60.8M ($1.38 EPS); NIM compresses, announces $100M buyback","bullets":["Q3 net income $60.8M, diluted EPS $1.38 (vs Q2 $62.6M, $1.42); ROAA 1.25%, ROAE 8.35%.","Core net interest margin 3.47%, down 5 bps QoQ; Q4 2023 margin guided 3.35%-3.40%.","Total loans $14.2B (+0.6% QoQ), deposits $15.1B (-1.2%); NPLs $39.2M (0.28% of loans).","Provision $5.5M, net charge-offs $5.6M (single CRE credit); allowance 0.99%.","Board authorizes $100M stock repurchase plan, expiring Oct 18, 2024."],"urls":{"canonical":"https://secwatch.observer/filing/0000776901-23-000213","json":"https://secwatch.observer/filing/0000776901-23-000213.json","markdown":"https://secwatch.observer/filing/0000776901-23-000213.md","text":"https://secwatch.observer/filing/0000776901-23-000213.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/776901/000077690123000213/0000776901-23-000213-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/776901/000077690123000213/indb-20231019.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T21:20:52.241454+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"73f529210d906bcec3650dec0acc8c1ad4cc6753","claim":"INDEPENDENT BANK CORP reported quarter ended September 30, 2023 results: net income 60.8 million, EPS 1.38.","evidence_excerpt":"Independent Bank Corp. (Nasdaq Global Select Market: INDB), parent of Rockland Trust Company, today announced 2023 third quarter net income of $60.8 million, or $1.38 per d iluted share, compared to 2023 second quarter net income of $62.6 million, or $1.42 per diluted share .","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/776901/000077690123000213/0000776901-23-000213-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"quarter ended September 30, 2023"},{"label":"Net income","value":"60.8 million"},{"label":"EPS","value":"1.38"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}