{"schema_version":"secwatch.filing_event.v1","accession":"0000776901-24-000149","form_type":"8-K","ticker":"INDB","cik":"0000776901","company_name":"INDEPENDENT BANK CORP","filed_at":"2024-07-18T23:59:59+00:00","discovered_at":"2026-05-14T18:03:15.862204+00:00","generated_at":"2026-05-31T19:59:33.009814+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Independent Bank Q2 net income $51.3M ($1.21 EPS); deposits up 2.4%, NIM expands to 3.25%","bullets":["Net income $51.3M vs $47.8M in Q1; diluted EPS $1.21 vs $1.12.","Deposits grew $366.4M (2.4% QoQ) to $15.4B; loans increased $70.3M (0.5% QoQ).","Net interest margin improved to 3.25% from 3.23%; net interest income $137.9M.","Tangible book value per share rose to $45.19 (up 1.9% QoQ, up 7.9% YoY).","Nonperforming loans stable at $57.5M (0.40% of loans); provision for credit losses $4.3M."],"urls":{"canonical":"https://secwatch.observer/filing/0000776901-24-000149","json":"https://secwatch.observer/filing/0000776901-24-000149.json","markdown":"https://secwatch.observer/filing/0000776901-24-000149.md","text":"https://secwatch.observer/filing/0000776901-24-000149.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/776901/000077690124000149/0000776901-24-000149-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/776901/000077690124000149/indb-20240718.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T19:59:33.009814+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}