{"schema_version":"secwatch.filing_event.v1","accession":"0000776901-24-000168","form_type":"8-K","ticker":"INDB","cik":"0000776901","company_name":"INDEPENDENT BANK CORP","filed_at":"2024-11-13T23:59:59+00:00","discovered_at":"2026-05-14T18:03:11.008241+00:00","generated_at":"2026-05-30T01:24:23.156333+00:00","sec_items":["7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"INDB reports Q3 2024 net income $42.9M, EPS $1.01; NPLs rise to $104.2M on office loan","bullets":["Q3 2024 net income $42.9M, diluted EPS $1.01; net interest margin improved 4 bps to 3.29%.","Tangible book value per share rose $1.38 to $46.57; wealth AUA hit record $7.2B.","Nonperforming loans surged to $104.2M (0.73% of loans) from $57.5M, driven by one office loan.","Provision for credit losses $19.5M (up from $4.3M in Q2); allowance/loans 1.14%.","Average deposits grew $330M (8.7% annualized); deposit cost 1.74% (up 9 bps)."],"urls":{"canonical":"https://secwatch.observer/filing/0000776901-24-000168","json":"https://secwatch.observer/filing/0000776901-24-000168.json","markdown":"https://secwatch.observer/filing/0000776901-24-000168.md","text":"https://secwatch.observer/filing/0000776901-24-000168.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/776901/000077690124000168/0000776901-24-000168-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/776901/000077690124000168/indb-20241113.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T01:24:23.156333+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}