---
schema_version: "secwatch.filing_event.v1"
accession: "0000776901-25-000009"
form_type: "8-K/A"
ticker: "INDB"
cik: "0000776901"
company_name: "INDEPENDENT BANK CORP"
filed_at: "2025-01-17T23:59:59+00:00"
generated_at: "2026-05-27T23:36:11.917227+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Independent Bank Corp revises pro forma ROAA for Enterprise acquisition to 1.41% (was 1.14%)

## Summary
- Pro Forma ROAA (2026E) corrected from 1.14% to 1.41% on slide 16 of Q4 2024 earnings presentation.
- Correction reflects updated assumptions for Enterprise Bancorp acquisition; all other metrics unchanged.
- Q4 2024 GAAP net income $50.0M, diluted EPS $1.18; operating EPS $1.21.
- 2025 guidance: low to mid-single digit loan/deposit growth, NIM expansion ~15bps from Q4 2024 core.
- Enterprise acquisition expected to close with ~16.2% GAAP EPS accretion (2026E) and ~3yr TBV earnback.

## SEC filing metadata
- accession: 0000776901-25-000009
- form_type: 8-K/A
- ticker: INDB
- cik: 0000776901
- company_name: INDEPENDENT BANK CORP
- filed_at: 2025-01-17T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/776901/000077690125000009/0000776901-25-000009-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/776901/000077690125000009/indb-20250116.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000776901-25-000009
- JSON: https://secwatch.observer/filing/0000776901-25-000009.json
- Plain text: https://secwatch.observer/filing/0000776901-25-000009.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.