---
schema_version: "secwatch.filing_event.v1"
accession: "0000776901-25-000015"
form_type: "8-K"
ticker: "INDB"
cik: "0000776901"
company_name: "INDEPENDENT BANK CORP"
filed_at: "2025-02-12T23:59:59+00:00"
generated_at: "2026-05-26T23:08:53.364113+00:00"
event_type: "other_material"
sentiment: "positive"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# Independent Bank Corp. highlights Q4 results and Enterprise acquisition at KBW conference

## Summary
- Q4 2024 net income $50.0M, diluted EPS $1.18; ROATCE 9.96%.
- Enterprise Bancorp acquisition: 16.2% GAAP EPS accretion (2026E), ~3-year TBV earnback, >20% IRR.
- Nonperforming loans $101.5M (0.70% of loans); criticized loans declined to $502.9M.
- Core net interest margin expanded to 3.31% in Q4 2024.
- Investment management revenue $10.8M (+9.8% YoY); AUA $7.0B.

## SEC filing metadata
- accession: 0000776901-25-000015
- form_type: 8-K
- ticker: INDB
- cik: 0000776901
- company_name: INDEPENDENT BANK CORP
- filed_at: 2025-02-12T23:59:59+00:00
- event_type: other_material
- sentiment: positive
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/776901/000077690125000015/0000776901-25-000015-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/776901/000077690125000015/indb-20250212.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000776901-25-000015
- JSON: https://secwatch.observer/filing/0000776901-25-000015.json
- Plain text: https://secwatch.observer/filing/0000776901-25-000015.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.