{"schema_version":"secwatch.filing_event.v1","accession":"0000776901-25-000201","form_type":"8-K","ticker":"INDB","cik":"0000776901","company_name":"INDEPENDENT BANK CORP","filed_at":"2025-06-03T23:59:59+00:00","discovered_at":"2026-05-14T18:02:51.244069+00:00","generated_at":"2026-05-20T02:12:55.644211+00:00","sec_items":["7.01","9.01"],"event_type":"other_material","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Q1 net income $44.4M ($1.04 EPS); elevated loan loss provision; Enterprise merger on track","bullets":["Q1 2025 net income $44.4M, diluted EPS $1.04; operating EPS $1.06 (non-GAAP).","Core net interest margin expanded 6 bps to 3.37%; deposits grew $370M (9.8% annualized).","NPLs $89.5M; criticized & classified loans fell to 3.85% of commercial loans from 4.47%.","$300M sub-debt raised in March 2025; tangible book value per share rose to $47.81.","Enterprise Bancorp acquisition on track; pro forma entity would have $25B assets."],"urls":{"canonical":"https://secwatch.observer/filing/0000776901-25-000201","json":"https://secwatch.observer/filing/0000776901-25-000201.json","markdown":"https://secwatch.observer/filing/0000776901-25-000201.md","text":"https://secwatch.observer/filing/0000776901-25-000201.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/776901/000077690125000201/0000776901-25-000201-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/776901/000077690125000201/indb-20250603.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-20T02:12:55.644211+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}