{"schema_version":"secwatch.filing_event.v1","accession":"0000776901-25-000302","form_type":"8-K","ticker":"INDB","cik":"0000776901","company_name":"INDEPENDENT BANK CORP","filed_at":"2025-10-16T23:59:59+00:00","discovered_at":"2026-05-14T18:02:42.139530+00:00","generated_at":"2026-05-17T03:38:39.785429+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Independent Bank posts Q3 operating EPS $1.55; Enterprise acquisition boosts NIM to 3.62%","bullets":["GAAP net income $34.3M ($0.69 diluted EPS); operating net income $77.4M ($1.55 diluted EPS).","Net interest margin up 25 bps QoQ to 3.62%; loans +27% to $18.5B, deposits +27.7% to $20.3B.","Completed Enterprise Bancorp acquisition July 1; acquired $3.9B loans and $4.4B deposits for $503M consideration.","Pre-tax merger costs $23.9M; provision for credit losses included $34.5M from acquiring Enterprise non-PCD loans.","Repurchased ~365K shares for $23.4M; tangible book value $46.63 per share, down 4.4% QoQ."],"urls":{"canonical":"https://secwatch.observer/filing/0000776901-25-000302","json":"https://secwatch.observer/filing/0000776901-25-000302.json","markdown":"https://secwatch.observer/filing/0000776901-25-000302.md","text":"https://secwatch.observer/filing/0000776901-25-000302.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/776901/000077690125000302/0000776901-25-000302-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/776901/000077690125000302/indb-20251016.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T03:38:39.785429+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}