{"schema_version":"secwatch.filing_event.v1","accession":"0000776901-25-000313","form_type":"8-K","ticker":"INDB","cik":"0000776901","company_name":"INDEPENDENT BANK CORP","filed_at":"2025-12-15T23:59:59+00:00","discovered_at":"2026-05-14T18:02:42.140423+00:00","generated_at":"2026-05-16T13:18:06.908597+00:00","sec_items":["7.01","9.01"],"event_type":"other_material","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"INDB Q3 2025 operating EPS $1.55; Enterprise acquisition integrated; $150M buyback active","bullets":["Q3 2025 net income $34.3M GAAP ($0.69 diluted EPS); operating net income $77.4M ($1.55 diluted EPS).","Net interest margin rose to 3.62% from 3.29% a year ago; loan loss provision included $34.5M from acquired Enterprise portfolio.","Enterprise Bancorp closed July 1; acquired $5.1B assets, $3.9B loans, $4.4B deposits; cost saves ~50% realized.","$150M share repurchase program announced July 2025; 365K shares repurchased in Q3, 548K in Q4 through Dec 12.","Tangible book value $46.63 per share; nonperforming loans $86.6M (0.47% of total loans); criticized loans $518.9M."],"urls":{"canonical":"https://secwatch.observer/filing/0000776901-25-000313","json":"https://secwatch.observer/filing/0000776901-25-000313.json","markdown":"https://secwatch.observer/filing/0000776901-25-000313.md","text":"https://secwatch.observer/filing/0000776901-25-000313.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/776901/000077690125000313/0000776901-25-000313-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/776901/000077690125000313/indb-20251215.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T13:18:06.908597+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}