---
schema_version: "secwatch.filing_event.v1"
accession: "0000776901-25-000313"
form_type: "8-K"
ticker: "INDB"
cik: "0000776901"
company_name: "INDEPENDENT BANK CORP"
filed_at: "2025-12-15T23:59:59+00:00"
generated_at: "2026-05-16T13:18:06.908597+00:00"
event_type: "other_material"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# INDB Q3 2025 operating EPS $1.55; Enterprise acquisition integrated; $150M buyback active

## Summary
- Q3 2025 net income $34.3M GAAP ($0.69 diluted EPS); operating net income $77.4M ($1.55 diluted EPS).
- Net interest margin rose to 3.62% from 3.29% a year ago; loan loss provision included $34.5M from acquired Enterprise portfolio.
- Enterprise Bancorp closed July 1; acquired $5.1B assets, $3.9B loans, $4.4B deposits; cost saves ~50% realized.
- $150M share repurchase program announced July 2025; 365K shares repurchased in Q3, 548K in Q4 through Dec 12.
- Tangible book value $46.63 per share; nonperforming loans $86.6M (0.47% of total loans); criticized loans $518.9M.

## SEC filing metadata
- accession: 0000776901-25-000313
- form_type: 8-K
- ticker: INDB
- cik: 0000776901
- company_name: INDEPENDENT BANK CORP
- filed_at: 2025-12-15T23:59:59+00:00
- event_type: other_material
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/776901/000077690125000313/0000776901-25-000313-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/776901/000077690125000313/indb-20251215.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000776901-25-000313
- JSON: https://secwatch.observer/filing/0000776901-25-000313.json
- Plain text: https://secwatch.observer/filing/0000776901-25-000313.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.