{"schema_version":"secwatch.filing_event.v1","accession":"0000776901-26-000064","form_type":"8-K","ticker":"INDB","cik":"0000776901","company_name":"INDEPENDENT BANK CORP","filed_at":"2026-03-09T23:59:59+00:00","discovered_at":"2026-05-14T18:02:37.682173+00:00","generated_at":"2026-05-15T18:24:48.557390+00:00","sec_items":["7.01","9.01"],"event_type":"other_material","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Independent Bank Corp. presents 2026 guidance at RBC conference; Q4 operating EPS $1.70, NIM target 3.85-3.90%","bullets":["Q4 2025 operating EPS $1.70, up 9.7% QoQ; operating ROATCE 14.30%.","2026 guidance: NIM expansion to 3.85%-3.90% by Q4; core expenses $550-555M.","Repurchased ~1.5M shares for $110.9M since July 2025, incl. $50M in Q1 2026 through Mar 6.","Tangible book value per share $47.55 (+2.2% QoQ); 15 consecutive years of dividend growth.","Asset quality stable: NPLs 0.45%, ACL 1.03%; office CRE $1.1B (11.4% of CRE)."],"urls":{"canonical":"https://secwatch.observer/filing/0000776901-26-000064","json":"https://secwatch.observer/filing/0000776901-26-000064.json","markdown":"https://secwatch.observer/filing/0000776901-26-000064.md","text":"https://secwatch.observer/filing/0000776901-26-000064.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/776901/000077690126000064/0000776901-26-000064-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/776901/000077690126000064/indb-20260309.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T18:24:48.557390+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}