---
schema_version: "secwatch.filing_event.v1"
accession: "0000776901-26-000064"
form_type: "8-K"
ticker: "INDB"
cik: "0000776901"
company_name: "INDEPENDENT BANK CORP"
filed_at: "2026-03-09T23:59:59+00:00"
generated_at: "2026-05-15T18:24:48.557390+00:00"
event_type: "other_material"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Independent Bank Corp. presents 2026 guidance at RBC conference; Q4 operating EPS $1.70, NIM target 3.85-3.90%

## Summary
- Q4 2025 operating EPS $1.70, up 9.7% QoQ; operating ROATCE 14.30%.
- 2026 guidance: NIM expansion to 3.85%-3.90% by Q4; core expenses $550-555M.
- Repurchased ~1.5M shares for $110.9M since July 2025, incl. $50M in Q1 2026 through Mar 6.
- Tangible book value per share $47.55 (+2.2% QoQ); 15 consecutive years of dividend growth.
- Asset quality stable: NPLs 0.45%, ACL 1.03%; office CRE $1.1B (11.4% of CRE).

## SEC filing metadata
- accession: 0000776901-26-000064
- form_type: 8-K
- ticker: INDB
- cik: 0000776901
- company_name: INDEPENDENT BANK CORP
- filed_at: 2026-03-09T23:59:59+00:00
- event_type: other_material
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/776901/000077690126000064/0000776901-26-000064-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/776901/000077690126000064/indb-20260309.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000776901-26-000064
- JSON: https://secwatch.observer/filing/0000776901-26-000064.json
- Plain text: https://secwatch.observer/filing/0000776901-26-000064.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.