secwatch.observer — SEC 8-K summary
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Issuer:     INDEPENDENT BANK CORP (INDB)
CIK:        0000776901
Form:       8-K
Filed at:   2026-03-09T23:59:59+00:00
Accession:  0000776901-26-000064
Event type: other_material
Sentiment:  positive
Materiality: 0.70
Item codes: 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Independent Bank Corp. presents 2026 guidance at RBC conference; Q4 operating EPS $1.70, NIM target 3.85-3.90%
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- Q4 2025 operating EPS $1.70, up 9.7% QoQ; operating ROATCE 14.30%.
- 2026 guidance: NIM expansion to 3.85%-3.90% by Q4; core expenses $550-555M.
- Repurchased ~1.5M shares for $110.9M since July 2025, incl. $50M in Q1 2026 through Mar 6.
- Tangible book value per share $47.55 (+2.2% QoQ); 15 consecutive years of dividend growth.
- Asset quality stable: NPLs 0.45%, ACL 1.03%; office CRE $1.1B (11.4% of CRE).

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/776901/000077690126000064/0000776901-26-000064-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/776901/000077690126000064/indb-20260309.htm
  HTML page:      https://secwatch.observer/filing/0000776901-26-000064

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer