{"schema_version":"secwatch.filing_event.v1","accession":"0000776901-26-000097","form_type":"8-K","ticker":"INDB","cik":"0000776901","company_name":"INDEPENDENT BANK CORP","filed_at":"2026-04-16T23:59:59+00:00","discovered_at":"2026-05-14T18:02:33.717683+00:00","generated_at":"2026-05-15T05:58:00.621389+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"INDB Q1 net income $79.9M ($1.63 EPS), NIM 3.90%, dividend up 8.5%","bullets":["Net income $79.9M (diluted EPS $1.63); operating EPS $1.68.","Net interest margin 3.90% (+13bps QoQ); adjusted NIM 3.72% (+8bps).","Total loans down $78.3M (0.4%) amid flat C&I growth and CRE runoff.","Nonperforming loans $96.6M (0.52%) vs $83.6M; criticized loans $575.5M (+$102.7M).","Share repurchases ~802k shares for $63.3M; dividend increased 8.5% to $0.64/share."],"urls":{"canonical":"https://secwatch.observer/filing/0000776901-26-000097","json":"https://secwatch.observer/filing/0000776901-26-000097.json","markdown":"https://secwatch.observer/filing/0000776901-26-000097.md","text":"https://secwatch.observer/filing/0000776901-26-000097.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/776901/000077690126000097/0000776901-26-000097-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/776901/000077690126000097/indb-20260416.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T05:58:00.621389+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"09a184c2565a07fda636b6ef8d28bc078a3ec510","claim":"INDEPENDENT BANK CORP reported the quarter ended March 31, 2026 results: net income $79.9 million, EPS $1.63 per diluted share.","evidence_excerpt":"EARNINGS PRESS RELEASE Document Exhibit 99.1 Shareholder Relations NEWS RELEASE 288 Union Street Rockland, Ma. 02370 INDEPENDENT BANK CORP. REPORTS FIRST QUARTER NET INCOME OF $79.9 MILLION Rockland, Massachusetts (April 16, 2026) - Independent Bank Corp. (Nasdaq Global Select Market: INDB), parent of Rockland Trust Company, today announced 2026 first quarter net","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/776901/000077690126000097/0000776901-26-000097-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended March 31, 2026"},{"label":"Net income","value":"$79.9 million"},{"label":"EPS","value":"$1.63 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}