---
schema_version: "secwatch.filing_event.v1"
accession: "0000776901-26-000097"
form_type: "8-K"
ticker: "INDB"
cik: "0000776901"
company_name: "INDEPENDENT BANK CORP"
filed_at: "2026-04-16T23:59:59+00:00"
generated_at: "2026-05-15T05:58:00.621389+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# INDB Q1 net income $79.9M ($1.63 EPS), NIM 3.90%, dividend up 8.5%

## Summary
- Net income $79.9M (diluted EPS $1.63); operating EPS $1.68.
- Net interest margin 3.90% (+13bps QoQ); adjusted NIM 3.72% (+8bps).
- Total loans down $78.3M (0.4%) amid flat C&I growth and CRE runoff.
- Nonperforming loans $96.6M (0.52%) vs $83.6M; criticized loans $575.5M (+$102.7M).
- Share repurchases ~802k shares for $63.3M; dividend increased 8.5% to $0.64/share.

## SEC filing metadata
- accession: 0000776901-26-000097
- form_type: 8-K
- ticker: INDB
- cik: 0000776901
- company_name: INDEPENDENT BANK CORP
- filed_at: 2026-04-16T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/776901/000077690126000097/0000776901-26-000097-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/776901/000077690126000097/indb-20260416.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000776901-26-000097
- JSON: https://secwatch.observer/filing/0000776901-26-000097.json
- Plain text: https://secwatch.observer/filing/0000776901-26-000097.txt

## Key facts
- Earnings Releases
  INDEPENDENT BANK CORP reported the quarter ended March 31, 2026 results: net income $79.9 million, EPS $1.63 per diluted share.
  - Period: the quarter ended March 31, 2026
  - Net income: $79.9 million
  - EPS: $1.63 per diluted share
  - Result: reported results
  source text: EARNINGS PRESS RELEASE Document Exhibit 99.1 Shareholder Relations NEWS RELEASE 288 Union Street Rockland, Ma. 02370 INDEPENDENT BANK CORP. REPORTS FIRST QUARTER NET INCOME OF $79.9 MILLION Rockland, Massachusetts (April 16, 2026) - Independent Bank Corp. (Nasdaq Global Select Market: INDB), parent of Rockland Trust Company, today announced 2026 first quarter net
  evidence_url: https://www.sec.gov/Archives/edgar/data/776901/000077690126000097/0000776901-26-000097-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.