{"schema_version":"secwatch.filing_event.v1","accession":"0000776901-26-000121","form_type":"8-K","ticker":"INDB","cik":"0000776901","company_name":"INDEPENDENT BANK CORP","filed_at":"2026-07-16T20:14:28+00:00","discovered_at":"2026-07-16T20:15:04.522361+00:00","generated_at":"2026-07-16T20:15:13.295838+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Independent Bank Corp Q2 net income $81.8M, EPS $1.70; deposits up 1.5%","bullets":["Q2 net income $81.8M ($1.70 diluted EPS) vs Q1 $79.9M ($1.63); no merger costs in Q2.","Deposits grew $294.6M to $20.4B (+1.5%); core deposits 84.1% of total.","Repurchased 964,000 shares for $75M at avg $77.79; $151M remaining authorization.","Net interest margin 3.85% (down 5 bps); adjusted margin 3.76% (up 4 bps).","2026 guidance: core operating expenses $553-557M; Q4 NIM target 3.90-3.95%."],"urls":{"canonical":"https://secwatch.observer/filing/0000776901-26-000121","json":"https://secwatch.observer/filing/0000776901-26-000121.json","markdown":"https://secwatch.observer/filing/0000776901-26-000121.md","text":"https://secwatch.observer/filing/0000776901-26-000121.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/776901/000077690126000121/0000776901-26-000121-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/776901/000077690126000121/indb-20260716.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-16T20:15:13.295838+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}