{"schema_version":"secwatch.filing_event.v1","accession":"0000776901-26-000126","form_type":"8-K","ticker":"INDB","cik":"0000776901","company_name":"INDEPENDENT BANK CORP","filed_at":"2026-07-27T20:05:40+00:00","discovered_at":"2026-07-27T20:07:00.436690+00:00","generated_at":"2026-07-27T20:07:41.123631+00:00","sec_items":["7.01","9.01"],"event_type":"other_material","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Independent Bank Corp. Q2 2026 operating EPS $1.70; updates 2026 guidance","bullets":["Q2 2026 operating EPS $1.70, net income $81.8M; operating ROATCE 14.05%.","Adjusted NIM expanded 4 bps to 3.76%; Q4 NIM target 3.90-3.95% (incl. 0.10% purchase accretion).","Loans down 0.2% QoQ; C&I grew 1.7%, CRE declined 2.9%; commercial pipeline $510M (+62.9%).","Deposits up 1.5% to $20.4B; cost of deposits 1.52%; share repurchases $75M in Q2.","2026 guidance: core operating expenses $553-557M; one-time system upgrade costs $5-6M."],"urls":{"canonical":"https://secwatch.observer/filing/0000776901-26-000126","json":"https://secwatch.observer/filing/0000776901-26-000126.json","markdown":"https://secwatch.observer/filing/0000776901-26-000126.md","text":"https://secwatch.observer/filing/0000776901-26-000126.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/776901/000077690126000126/0000776901-26-000126-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/776901/000077690126000126/indb-20260727.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-27T20:07:41.123631+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}