{"schema_version":"secwatch.filing_event.v1","accession":"0000776901-26-000140","form_type":"8-K","ticker":"INDB","cik":"0000776901","company_name":"INDEPENDENT BANK CORP","filed_at":"2026-09-08T20:37:50+00:00","discovered_at":"2026-09-08T20:39:00.381394+00:00","generated_at":"2026-09-08T20:39:11.638319+00:00","sec_items":["7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"INDB Q2'26 op EPS $1.70; guides Q4 NIM 3.90-3.95%; $132M buybacks in H1'26","bullets":["Q2 2026 operating EPS $1.70, net income $81.8M; operating ROATCE 14.05%, adjusted NIM 3.76% (up 4bp QoQ).","2026 guidance reaffirmed: Q4 NIM 3.90%-3.95% (incl. 0.10% purchase accretion); core expenses $553-557M; tax 23.5%-24.0%.","Repurchased 964,141 shares for $75M in Q2 and 678,891 shares for $57.44M in Q3 through Sept 3; 15 straight years of dividend increases.","Loans $18.4B, down 0.2% QoQ; deposits up 1.5% to $20.4B; wealth AUA $9.5B; commercial pipeline $510M, up 62.9% since 3/31.","NPLs $103.6M (0.56% of loans); criticized/classified $545.6M (3.86%); office portfolio $1.024B, 10.9% of CRE&Construction."],"urls":{"canonical":"https://secwatch.observer/filing/0000776901-26-000140","json":"https://secwatch.observer/filing/0000776901-26-000140.json","markdown":"https://secwatch.observer/filing/0000776901-26-000140.md","text":"https://secwatch.observer/filing/0000776901-26-000140.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/776901/000077690126000140/0000776901-26-000140-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/776901/000077690126000140/indb-20260908.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-09-08T20:39:11.638319+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}