---
schema_version: "secwatch.filing_event.v1"
accession: "0000776901-26-000140"
form_type: "8-K"
ticker: "INDB"
cik: "0000776901"
company_name: "INDEPENDENT BANK CORP"
filed_at: "2026-09-08T20:37:50+00:00"
generated_at: "2026-09-08T20:39:11.638319+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# INDB Q2'26 op EPS $1.70; guides Q4 NIM 3.90-3.95%; $132M buybacks in H1'26

## Summary
- Q2 2026 operating EPS $1.70, net income $81.8M; operating ROATCE 14.05%, adjusted NIM 3.76% (up 4bp QoQ).
- 2026 guidance reaffirmed: Q4 NIM 3.90%-3.95% (incl. 0.10% purchase accretion); core expenses $553-557M; tax 23.5%-24.0%.
- Repurchased 964,141 shares for $75M in Q2 and 678,891 shares for $57.44M in Q3 through Sept 3; 15 straight years of dividend increases.
- Loans $18.4B, down 0.2% QoQ; deposits up 1.5% to $20.4B; wealth AUA $9.5B; commercial pipeline $510M, up 62.9% since 3/31.
- NPLs $103.6M (0.56% of loans); criticized/classified $545.6M (3.86%); office portfolio $1.024B, 10.9% of CRE&Construction.

## SEC filing metadata
- accession: 0000776901-26-000140
- form_type: 8-K
- ticker: INDB
- cik: 0000776901
- company_name: INDEPENDENT BANK CORP
- filed_at: 2026-09-08T20:37:50+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/776901/000077690126000140/0000776901-26-000140-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/776901/000077690126000140/indb-20260908.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000776901-26-000140
- JSON: https://secwatch.observer/filing/0000776901-26-000140.json
- Plain text: https://secwatch.observer/filing/0000776901-26-000140.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.