secwatch.observer — SEC 8-K summary
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Issuer:     INDEPENDENT BANK CORP (INDB)
CIK:        0000776901
Form:       8-K
Filed at:   2026-09-08T20:37:50+00:00
Accession:  0000776901-26-000140
Event type: earnings
Sentiment:  positive
Materiality: 0.50
Item codes: 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

INDB Q2'26 op EPS $1.70; guides Q4 NIM 3.90-3.95%; $132M buybacks in H1'26
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- Q2 2026 operating EPS $1.70, net income $81.8M; operating ROATCE 14.05%, adjusted NIM 3.76% (up 4bp QoQ).
- 2026 guidance reaffirmed: Q4 NIM 3.90%-3.95% (incl. 0.10% purchase accretion); core expenses $553-557M; tax 23.5%-24.0%.
- Repurchased 964,141 shares for $75M in Q2 and 678,891 shares for $57.44M in Q3 through Sept 3; 15 straight years of dividend increases.
- Loans $18.4B, down 0.2% QoQ; deposits up 1.5% to $20.4B; wealth AUA $9.5B; commercial pipeline $510M, up 62.9% since 3/31.
- NPLs $103.6M (0.56% of loans); criticized/classified $545.6M (3.86%); office portfolio $1.024B, 10.9% of CRE&Construction.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/776901/000077690126000140/0000776901-26-000140-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/776901/000077690126000140/indb-20260908.htm
  HTML page:      https://secwatch.observer/filing/0000776901-26-000140

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer