---
schema_version: "secwatch.filing_event.v1"
accession: "0000779152-22-000081"
form_type: "8-K"
ticker: "JKHY"
cik: "0000779152"
company_name: "JACK HENRY & ASSOCIATES INC"
filed_at: "2022-09-01T23:59:59+00:00"
generated_at: "2026-06-23T18:10:36.571192+00:00"
event_type: "m_and_a"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Jack Henry closes Payrailz acquisition; expands credit facility to $600M, provides FY23 guidance

## Summary
- Amended credit agreement increases revolving commitments from $300M to $600M, maturity extended to Aug 2027; $210M borrowed for Payrailz.
- Acquisition of Payrailz closed; adds cloud-native, AI-driven digital payment platform to Jack Henry's payments ecosystem.
- FY23 EPS guidance confirmed at $5.05-$5.09; Q1 FY23 EPS guided $1.36-$1.38 (impact of acquisition excluded from original guidance).
- Financial terms of Payrailz acquisition were not disclosed.
- Credit agreement allows up to $1.0B aggregate principal under certain conditions.

## SEC filing metadata
- accession: 0000779152-22-000081
- form_type: 8-K
- ticker: JKHY
- cik: 0000779152
- company_name: JACK HENRY & ASSOCIATES INC
- filed_at: 2022-09-01T23:59:59+00:00
- event_type: m_and_a
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 1.01, 2.03, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/779152/000077915222000081/0000779152-22-000081-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/779152/000077915222000081/jkhy-20220831.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000779152-22-000081
- JSON: https://secwatch.observer/filing/0000779152-22-000081.json
- Plain text: https://secwatch.observer/filing/0000779152-22-000081.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.