---
schema_version: "secwatch.filing_event.v1"
accession: "0000779152-26-000013"
form_type: "8-K"
ticker: "JKHY"
cik: "0000779152"
company_name: "JACK HENRY & ASSOCIATES INC"
filed_at: "2026-03-26T23:59:59+00:00"
generated_at: "2026-05-15T08:56:32.473934+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Jack Henry enters into $1.0B five-year revolving credit facility, replacing $600M facility

## Summary
- New $1.0 billion unsecured revolving credit facility with five-year maturity, led by U.S. Bank and other banks.
- Replaces $600 million facility, which had $80 million outstanding; no early termination penalties.
- Financial covenants include minimum interest coverage ratio of 3.50:1.00 and maximum net leverage of 3.50:1.00 (step-up to 4.00:1.00 post-acquisition).
- Facility may be used for refinancing, capex, share repurchases, and general corporate purposes.
- Guaranteed by material domestic subsidiaries; interest based on adjusted Term SOFR or base rate plus spread.

## SEC filing metadata
- accession: 0000779152-26-000013
- form_type: 8-K
- ticker: JKHY
- cik: 0000779152
- company_name: JACK HENRY & ASSOCIATES INC
- filed_at: 2026-03-26T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 1.01, 1.02, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/779152/000077915226000013/0000779152-26-000013-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/779152/000077915226000013/jkhy-20260325.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000779152-26-000013
- JSON: https://secwatch.observer/filing/0000779152-26-000013.json
- Plain text: https://secwatch.observer/filing/0000779152-26-000013.txt

## Source-grounded claims
- claim_id: 30264b7b88402117cd2e9d2a9a6782442467bc44
  claim: JACK HENRY & ASSOCIATES INC amended revolving credit of increased from $600 million to $1.0 billion; approximately $80 million outstanding under Prior Credit Agreement refinanc with U.S. Bank National Association at variable rate equal to, at the option of the Company, either (a) a rate based on maturing five year (replaces August 31, 2027 maturity).
  evidence_excerpt: The Credit Agreement replaces the Company’s existing $600 million revolving, unsecured credit agreement dated August 31, 2022, among the Company, as the borrower, the lenders party thereto, U.S. Bank National Association, as Administrative Agent, LC Issuer and Swing Line Lender, and certain other financial institutions as co-syndication agents and joint lead arrangers and joint book runners (the “Prior Credit Agreement”), which had a maturity date of August 31, 2027. The Prior Credit Agreement was terminated simultaneously with the closing of the Credit Agreement. As of March 25, 2026, there was approximately $80 million outstanding under the Prior Credit Agreement, which was refinanced with a borrowing under the Credit Agreement.
  evidence_url: https://www.sec.gov/Archives/edgar/data/779152/000077915226000013/0000779152-26-000013-index.htm
- claim_id: 94af3ae96a9df9a7c0ee20ffda75876559398281
  claim: JACK HENRY & ASSOCIATES INC incurred revolving credit of $1.0 billion with U.S. Bank National Association at variable rate equal to, at the option of the Company, either (a) a rate based on maturing five year.
  evidence_excerpt: On March 25, 2026, Jack Henry & Associates, Inc. (the “Company”) entered into a $1.0 billion, five year, revolving, unsecured Credit Agreement among the Company, as Borrower, the lenders party thereto, U.S. Bank National Association, as Administrative Agent, LC Issuer and Swing Line Lender, and certain other financial institutions as co-syndication agents and joint lead arrangers and joint book runners (the “Credit Agreement”).
  evidence_url: https://www.sec.gov/Archives/edgar/data/779152/000077915226000013/0000779152-26-000013-index.htm
- claim_id: 57391a211a7be057d5ebab9dc0d1d4aff1bd8789
  claim: JACK HENRY & ASSOCIATES INC entered into "Credit Agreement" with U.S. Bank National Association, as Administrative Agent, LC Issuer and Swing Line Lender, and certain other financial institutions as co-syndication agents and joint lead arrangers and joint book runners valued at $1.0 billion (effective 2026-03-25).
  evidence_excerpt: On March 25, 2026, Jack Henry & Associates, Inc. (the “Company”) entered into a $1.0 billion, five year, revolving, unsecured Credit Agreement
  evidence_url: https://www.sec.gov/Archives/edgar/data/779152/000077915226000013/0000779152-26-000013-index.htm
- claim_id: 6d971a14d1d94cf795971ace7b4d03750b6e0aed
  claim: JACK HENRY & ASSOCIATES INC terminated "Prior Credit Agreement" with U.S. Bank National Association, as Administrative Agent, LC Issuer and Swing Line Lender, and certain other financial institutions as co-syndication agents and joint lead arrangers and joint book runners (effective 2026-03-25).
  evidence_excerpt: (the “Company”) entered into a $1.0 billion, five year, revolving, unsecured Credit Agreement among the Company, as Borrower, the lenders party thereto, U.S. Bank National Association, as Administrative Agent, LC Issuer and Swing Line Lender, and certain other financial institutions as co-syndication agents and joint lead arrangers and joint book runners (the “Credit Agreement”).
  evidence_url: https://www.sec.gov/Archives/edgar/data/779152/000077915226000013/0000779152-26-000013-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.