---
schema_version: "secwatch.filing_event.v1"
accession: "0000798354-23-000016"
form_type: "8-K"
ticker: "FISV"
cik: "0000798354"
company_name: "FISERV INC"
filed_at: "2023-10-24T23:59:59+00:00"
generated_at: "2026-06-09T15:25:54.014959+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Fiserv Q3 GAAP EPS $1.56 (+108% YoY); organic rev growth 12%; raises FY23 outlook

## Summary
- GAAP revenue $4.87B (+8% YoY); adjusted EPS $1.96 (+20% YoY); GAAP operating margin 30.8%.
- Organic revenue growth 12% (Acceptance +20%, Payments +6%, Fintech +6%); raised FY23 organic growth outlook to 11%.
- Adjusted EPS guidance raised to $7.47-$7.52 (15-16% growth); free cash flow YTD $2.72B (+29%).
- Repurchased 9.6M shares for $1.2B in Q3; issued $2.0B senior notes (weighted avg coupon 5.538%).
- Acquired remaining 49% of European Merchant Services; named #1 on IDC FinTech Top 100.

## SEC filing metadata
- accession: 0000798354-23-000016
- form_type: 8-K
- ticker: FISV
- cik: 0000798354
- company_name: FISERV INC
- filed_at: 2023-10-24T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/798354/000079835423000016/0000798354-23-000016-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/798354/000079835423000016/fisv-20231024.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000798354-23-000016
- JSON: https://secwatch.observer/filing/0000798354-23-000016.json
- Plain text: https://secwatch.observer/filing/0000798354-23-000016.txt

## Key facts
- Earnings Releases
  FISERV INC reported the quarter ended September 30, 2023 results: revenue $4.87 billion, EPS $1.56. Guidance raised.
  - Period: the quarter ended September 30, 2023
  - Revenue: $4.87 billion
  - EPS: $1.56
  - Guidance: raised
  - Result: reported results
  source text: GAAP revenue for the company increased 8% to $4.87 billion in the third quarter of 2023 compared to the prior year period
  evidence_url: https://www.sec.gov/Archives/edgar/data/798354/000079835423000016/0000798354-23-000016-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.