{"schema_version":"secwatch.filing_event.v1","accession":"0000798354-25-000168","form_type":"8-K","ticker":"FISV","cik":"0000798354","company_name":"FISERV INC","filed_at":"2025-10-29T23:59:59+00:00","discovered_at":"2026-05-14T18:02:42.198750+00:00","generated_at":"2026-05-17T01:47:30.276698+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Fiserv Q3 adj. EPS down 11%; cuts FY2025 organic revenue growth outlook to 3.5-4%","bullets":["GAAP revenue $5.26B (+1%); GAAP EPS $1.46 (+49% YoY) helped by prior year impairment comparison.","Adjusted revenue $4.92B (+1%); adjusted EPS $2.04 (-11% YoY); organic growth slowed to 1%.","Merchant Solutions organic growth 5% vs. Financial Solutions -3% in Q3 2025.","FY2025 guidance: organic revenue 3.5-4% (down from prior), adj. EPS $8.50-$8.60.","Appoints Takis Georgakopoulos and Dhivya Suryadevara as Co-Presidents; Paul Todd as CFO; three new board members."],"urls":{"canonical":"https://secwatch.observer/filing/0000798354-25-000168","json":"https://secwatch.observer/filing/0000798354-25-000168.json","markdown":"https://secwatch.observer/filing/0000798354-25-000168.md","text":"https://secwatch.observer/filing/0000798354-25-000168.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/798354/000079835425000168/0000798354-25-000168-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/798354/000079835425000168/fi-20251029.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T01:47:30.276698+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}