secwatch.observer — SEC 8-K summary
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Issuer:     FISERV INC (FISV)
CIK:        0000798354
Form:       8-K
Filed at:   2025-10-29T23:59:59+00:00
Accession:  0000798354-25-000168
Event type: earnings
Sentiment:  negative
Materiality: 0.85
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Fiserv Q3 adj. EPS down 11%; cuts FY2025 organic revenue growth outlook to 3.5-4%
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- GAAP revenue $5.26B (+1%); GAAP EPS $1.46 (+49% YoY) helped by prior year impairment comparison.
- Adjusted revenue $4.92B (+1%); adjusted EPS $2.04 (-11% YoY); organic growth slowed to 1%.
- Merchant Solutions organic growth 5% vs. Financial Solutions -3% in Q3 2025.
- FY2025 guidance: organic revenue 3.5-4% (down from prior), adj. EPS $8.50-$8.60.
- Appoints Takis Georgakopoulos and Dhivya Suryadevara as Co-Presidents; Paul Todd as CFO; three new board members.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/798354/000079835425000168/0000798354-25-000168-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/798354/000079835425000168/fi-20251029.htm
  HTML page:      https://secwatch.observer/filing/0000798354-25-000168

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer