{"schema_version":"secwatch.filing_event.v1","accession":"0000798354-26-000006","form_type":"8-K","ticker":"FISV","cik":"0000798354","company_name":"FISERV INC","filed_at":"2026-02-10T23:59:59+00:00","discovered_at":"2026-05-14T18:02:37.723285+00:00","generated_at":"2026-05-16T03:44:59.427141+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Fiserv Q4 2025 GAAP EPS $1.51, down 8% YoY; 2026 adjusted EPS guidance $8.00-$8.30","bullets":["Q4 GAAP revenue $5.28B (+1% YoY); full-year revenue $21.19B (+4% YoY).","Q4 GAAP EPS $1.51 (-8% YoY); full-year GAAP EPS $6.34 (+18% YoY, boosted by prior year impairment).","Q4 adjusted EPS $1.99 (-21% YoY); full-year adjusted EPS $8.64 (-2% YoY).","Organic revenue flat in Q4 (Merchant +1%, Financial -2%); full-year organic growth 4%.","2026 outlook: organic revenue growth 1%-3%, adjusted EPS $8.00-$8.30; free cash flow $4.44B in 2025."],"urls":{"canonical":"https://secwatch.observer/filing/0000798354-26-000006","json":"https://secwatch.observer/filing/0000798354-26-000006.json","markdown":"https://secwatch.observer/filing/0000798354-26-000006.md","text":"https://secwatch.observer/filing/0000798354-26-000006.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/798354/000079835426000006/0000798354-26-000006-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/798354/000079835426000006/fi-20260210.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T03:44:59.427141+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}