---
schema_version: "secwatch.filing_event.v1"
accession: "0000798354-26-000006"
form_type: "8-K"
ticker: "FISV"
cik: "0000798354"
company_name: "FISERV INC"
filed_at: "2026-02-10T23:59:59+00:00"
generated_at: "2026-05-16T03:44:59.427141+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Fiserv Q4 2025 GAAP EPS $1.51, down 8% YoY; 2026 adjusted EPS guidance $8.00-$8.30

## Summary
- Q4 GAAP revenue $5.28B (+1% YoY); full-year revenue $21.19B (+4% YoY).
- Q4 GAAP EPS $1.51 (-8% YoY); full-year GAAP EPS $6.34 (+18% YoY, boosted by prior year impairment).
- Q4 adjusted EPS $1.99 (-21% YoY); full-year adjusted EPS $8.64 (-2% YoY).
- Organic revenue flat in Q4 (Merchant +1%, Financial -2%); full-year organic growth 4%.
- 2026 outlook: organic revenue growth 1%-3%, adjusted EPS $8.00-$8.30; free cash flow $4.44B in 2025.

## SEC filing metadata
- accession: 0000798354-26-000006
- form_type: 8-K
- ticker: FISV
- cik: 0000798354
- company_name: FISERV INC
- filed_at: 2026-02-10T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/798354/000079835426000006/0000798354-26-000006-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/798354/000079835426000006/fi-20260210.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000798354-26-000006
- JSON: https://secwatch.observer/filing/0000798354-26-000006.json
- Plain text: https://secwatch.observer/filing/0000798354-26-000006.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.