secwatch.observer — SEC 8-K summary
======================================

Issuer:     FISERV INC (FISV)
CIK:        0000798354
Form:       8-K
Filed at:   2026-02-10T23:59:59+00:00
Accession:  0000798354-26-000006
Event type: earnings
Sentiment:  negative
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Fiserv Q4 2025 GAAP EPS $1.51, down 8% YoY; 2026 adjusted EPS guidance $8.00-$8.30
--------------------------------------------------------------------------------

- Q4 GAAP revenue $5.28B (+1% YoY); full-year revenue $21.19B (+4% YoY).
- Q4 GAAP EPS $1.51 (-8% YoY); full-year GAAP EPS $6.34 (+18% YoY, boosted by prior year impairment).
- Q4 adjusted EPS $1.99 (-21% YoY); full-year adjusted EPS $8.64 (-2% YoY).
- Organic revenue flat in Q4 (Merchant +1%, Financial -2%); full-year organic growth 4%.
- 2026 outlook: organic revenue growth 1%-3%, adjusted EPS $8.00-$8.30; free cash flow $4.44B in 2025.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/798354/000079835426000006/0000798354-26-000006-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/798354/000079835426000006/fi-20260210.htm
  HTML page:      https://secwatch.observer/filing/0000798354-26-000006

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer