{"schema_version":"secwatch.filing_event.v1","accession":"0000798354-26-000028","form_type":"8-K","ticker":"FISV","cik":"0000798354","company_name":"FISERV INC","filed_at":"2026-08-06T11:15:24+00:00","discovered_at":"2026-08-06T11:20:00.387184+00:00","generated_at":"2026-08-06T11:20:22.423346+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Fiserv Q2 GAAP EPS down 37% YoY; cuts 2026 organic revenue and adjusted EPS outlook","bullets":["GAAP revenue $5.29B (-4% YoY); GAAP EPS $1.17 (-37% YoY); adjusted EPS $1.84 (-26% YoY).","Organic revenue declined 5% in Q2; Merchant Solutions -1%, Financial Solutions -8%.","Adjusted operating margin 31.8% vs 39.6% prior year; free cash flow $1.36B in H1 vs $1.54B.","Company updates 2026 outlook: organic revenue (1%)-0%, adjusted EPS $7.20-$7.40 (down from prior).","Completed €1.0B senior notes offering and $1.23B debt retirement; formed MoneyPass JV with minority stake."],"urls":{"canonical":"https://secwatch.observer/filing/0000798354-26-000028","json":"https://secwatch.observer/filing/0000798354-26-000028.json","markdown":"https://secwatch.observer/filing/0000798354-26-000028.md","text":"https://secwatch.observer/filing/0000798354-26-000028.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/798354/000079835426000028/0000798354-26-000028-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/798354/000079835426000028/fi-20260806.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-08-06T11:20:22.423346+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}