---
schema_version: "secwatch.filing_event.v1"
accession: "0000798354-26-000028"
form_type: "8-K"
ticker: "FISV"
cik: "0000798354"
company_name: "FISERV INC"
filed_at: "2026-08-06T11:15:24+00:00"
generated_at: "2026-08-06T11:20:22.423346+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Fiserv Q2 GAAP EPS down 37% YoY; cuts 2026 organic revenue and adjusted EPS outlook

## Summary
- GAAP revenue $5.29B (-4% YoY); GAAP EPS $1.17 (-37% YoY); adjusted EPS $1.84 (-26% YoY).
- Organic revenue declined 5% in Q2; Merchant Solutions -1%, Financial Solutions -8%.
- Adjusted operating margin 31.8% vs 39.6% prior year; free cash flow $1.36B in H1 vs $1.54B.
- Company updates 2026 outlook: organic revenue (1%)-0%, adjusted EPS $7.20-$7.40 (down from prior).
- Completed €1.0B senior notes offering and $1.23B debt retirement; formed MoneyPass JV with minority stake.

## SEC filing metadata
- accession: 0000798354-26-000028
- form_type: 8-K
- ticker: FISV
- cik: 0000798354
- company_name: FISERV INC
- filed_at: 2026-08-06T11:15:24+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/798354/000079835426000028/0000798354-26-000028-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/798354/000079835426000028/fi-20260806.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000798354-26-000028
- JSON: https://secwatch.observer/filing/0000798354-26-000028.json
- Plain text: https://secwatch.observer/filing/0000798354-26-000028.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.