secwatch.observer — SEC 8-K summary
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Issuer:     FISERV INC (FISV)
CIK:        0000798354
Form:       8-K
Filed at:   2026-08-06T11:15:24+00:00
Accession:  0000798354-26-000028
Event type: earnings
Sentiment:  negative
Materiality: 0.80
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Fiserv Q2 GAAP EPS down 37% YoY; cuts 2026 organic revenue and adjusted EPS outlook
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- GAAP revenue $5.29B (-4% YoY); GAAP EPS $1.17 (-37% YoY); adjusted EPS $1.84 (-26% YoY).
- Organic revenue declined 5% in Q2; Merchant Solutions -1%, Financial Solutions -8%.
- Adjusted operating margin 31.8% vs 39.6% prior year; free cash flow $1.36B in H1 vs $1.54B.
- Company updates 2026 outlook: organic revenue (1%)-0%, adjusted EPS $7.20-$7.40 (down from prior).
- Completed €1.0B senior notes offering and $1.23B debt retirement; formed MoneyPass JV with minority stake.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/798354/000079835426000028/0000798354-26-000028-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/798354/000079835426000028/fi-20260806.htm
  HTML page:      https://secwatch.observer/filing/0000798354-26-000028

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer